As a cold and overcast day settles in, the forecast predicts the arrival of widespread rain later tonight, signaling a potentially wet beginning to the new year.
Q: Are there any substantial rain chances as we head into the new year?
Absolutely! The outlook indicates a heightened likelihood of widespread rain in the days ahead. The first two weeks of 2024 are expected to be characterized by an active weather pattern sweeping across the country. Multiple weather systems are poised to traverse southeast Texas, bringing with them the potential for rain and even storms. The initial system is forecasted to pass through Tuesday night, ushering in widespread showers. Rainfall estimates range between half an inch to one inch, with precipitation tapering off by Wednesday afternoon. Subsequently, a similar weather system is anticipated on Friday, followed by another one the following Monday.
Q: What can we expect in terms of temperatures during this period?
With these successive rainy systems, the weather forecast anticipates not only overcast conditions but also cooler temperatures. Consequently, the first two weeks of 2024 might see a stretch of below-average temperatures. While mornings could be chilly, potentially dipping into the 30s, no precipitation is foreseen during these colder periods. Moreover, there remains the possibility of occasional warmer afternoons, as some days are expected to be bright and sunny, offering a varied mix of weather conditions throughout this early phase of the new year.
As the clock ticks into the new year, California residents face the implementation of a contentious law prohibiting the carrying of firearms in most public places. Despite a recent ruling by a U.S. district judge, the law is set to take effect on January 1, with a court case challenging its constitutionality still in progress.
The district judge, in a decision issued on December 20, blocked the law, asserting that it infringes upon the Second Amendment rights of individuals and hinders their capacity to defend themselves and their families. However, a federal appeals court intervened on Saturday, issuing a temporary hold on the district judge’s ruling. This decision allows the law to be enforced while the legal battle unfolds.
Legal proceedings are set to continue as attorneys prepare to present arguments to the 9th Circuit Court of Appeals in both January and February. The ongoing case questions the constitutionality of the law signed by Democratic Governor Gavin Newsom.
The legislation, supported by Governor Newsom, imposes restrictions on carrying concealed firearms in 26 specific locations, encompassing public parks, playgrounds, churches, banks, and zoos. The enforcement of this law has ignited a heated debate over the balance between public safety and Second Amendment rights, with advocates and opponents closely watching the legal developments shaping the fate of California’s firearm regulations.
In a significant development, the beloved 1928 animated short film “Steamboat Willie,” featuring the early, non-speaking versions of Mickey and Minnie Mouse, has officially entered the public domain in the United States. This milestone, occurring on January 1, 2024, marks a historic moment for Disney enthusiasts and creative individuals alike.
The expiration of Disney’s copyright on “Steamboat Willie” means that the earliest renditions of Mickey and Minnie are now accessible to the public without the need for permission or associated costs. This move opens the door for cartoonists and other creatives to freely reimagine and utilize these iconic characters in their works.
However, Disney has clarified that more modern versions of Mickey Mouse remain protected by copyright, emphasizing their commitment to safeguarding the rights to contemporary iterations of the beloved character.
Under U.S. copyright law, characters can be protected for up to 95 years, and the characters in “Steamboat Willie” have now officially entered the public domain. This allows for legal sharing, performance, reuse, repurposing, and sampling of the early versions of Mickey and Minnie Mouse.
Joining these classic characters in the public domain are various films, books, music, and characters from the year 1928. This includes Charlie Chaplin’s silent romantic comedy “The Circus,” AA Milne’s book “The House at Pooh Corner” introducing Tigger, Virginia Woolf’s “Orlando,” and DH Lawrence’s “Lady Chatterley’s Lover.”
The expiration of copyright on “Steamboat Willie” has been a long-awaited event, and Disney’s previous efforts to extend copyright terms, dubbed by some as the “Mickey Mouse Protection Act,” have finally come to an end. Jennifer Jenkins, director of the Duke Centre for the Study of the Public Domain, described this moment as “deeply symbolic” and emphasized its significance due to Disney’s perceived role in prolonging copyright terms.
While the public can now freely use the early versions of Mickey and Minnie, Disney maintains a trademark on Mickey as a brand identifier and corporate mascot. This means certain limitations on commercial use, preventing the creation of merchandise that could be mistaken for official Disney products.
Despite the expiration of the “Steamboat Willie” copyright, Disney remains dedicated to preserving its brand and characters. A spokesperson for the company assured that Mickey Mouse’s association with Disney as a global ambassador would persist, with modern versions playing a leading role in storytelling, theme park attractions, and merchandise.
As the iconic characters enter this new chapter of accessibility, enthusiasts and creators alike are eager to explore the creative possibilities while Disney continues to navigate the delicate balance of protecting its legacy and embracing a new era of public access to its cherished classics.
In a significant development, a slew of sealed court filings connected to the late sex offender Jeffrey Epstein is poised to become public this week, potentially exposing several high-profile names, including Britain’s Prince Andrew and former President Bill Clinton. The unsealing comes after U.S. District Judge Loretta Preska ruled that there was no legal justification to keep the identities concealed.
The documents originate from a 2015 civil lawsuit centered around allegations that Epstein’s associate, Ghislaine Maxwell, played a role in facilitating the sexual abuse of Virginia Giuffre, an alleged trafficking victim. Giuffre implicated Epstein, Maxwell, and others, including Prince Andrew. The prince, denying the accusations, settled a lawsuit filed by Giuffre.
While many names in the documents are already linked to Epstein in some capacity, the unsealed records could shed new light. Notably, a significant portion of the records involves “Jane Doe 162,” a witness who claimed to be present at Epstein’s New York mansion in 2001 with Prince Andrew, Maxwell, and Giuffre.
Though Giuffre made no allegations against Clinton, his association with Epstein has long been scrutinized. Personal flight logs revealed that Clinton had traveled on Epstein’s private jet to various international destinations. However, there is no record of Clinton visiting Epstein’s private island.
The court records set for unsealing represent the eighth and likely final release since 2018, following the Miami Herald’s intervention for access to the records. Previous releases included deposition transcripts of Maxwell and Giuffre, along with unproven allegations against several well-known individuals.
Clinton, identified as “Doe 36” in the documents, is mentioned in more than fifty redacted filings. Giuffre’s legal team attempted to subpoena Clinton for deposition in 2016, initiating informal discussions that were ultimately denied by the court. Clinton’s lawyers asserted his testimony would not be helpful, emphasizing he had never been to Epstein’s island.
The unsealing is expected to encompass names of additional associates, alleged perpetrators, victims, witnesses, and former Epstein employees. While Giuffre’s allegations against Prince Andrew have been widely reported, these records may contain additional details, offering fresh insights into a case that continues to captivate public attention.
As we usher in the new year, if you find yourself in need of last-minute shopping or errands, it’s crucial to know which businesses will be open on New Year’s Day and which ones will remain closed for the holiday. Many stores, restaurants, and mail carriers will observe the holiday, including Costco, Sam’s Club, Family Dollar, TJ Maxx, Aldi, Chick-fil-A, Raising Cane’s, and Panda Express.
Both FedEx and UPS will suspend their pick-up and delivery services on New Year’s Day, with the exception of urgent and critical delivery services. Additionally, their retail locations, along with the U.S. Postal Service, will be closed for the day.
However, for those who need to venture out for essential tasks, here is a list of businesses expected to remain open on New Year’s Day 2024:
Retail Stores:
H-E-B stores: 6 a.m. to 11 p.m.
Walmart: 6 a.m. to 11 p.m.
Target: 9 a.m. to 10 p.m.
Whole Foods: 9 a.m. to 8 p.m.
Kroger: 6 a.m. to 11 p.m. (hours may vary)
Dollar General: 8 a.m. to 10 p.m. (hours may vary)
Dollar Tree: 8 a.m. to 9 p.m. (hours may vary)
Five Below: 11 a.m. to 6 p.m.
Dick’s Sporting Goods: 10 a.m. to 7 p.m.
Home Depot: 9 a.m. to 8 p.m. (hours may vary)
IKEA: 10 a.m. to 9 p.m. (hours may vary)
Lowe’s: 9 a.m. to 6 p.m.
Big Lots: 9 a.m. to 9 p.m. (hours may vary)
JCPenney: 11 a.m. to 6 p.m.
Macy’s: 10 a.m. to 8 p.m.
Kohl’s: 10 a.m. to 9 p.m.
Old Navy: 10 a.m. to 7 p.m.
Party City: 11 a.m. to 5 p.m.
CVS: 7 a.m. to 12 a.m.
Walgreens: 7 a.m. to 12 a.m.
Fast Food Chains:
Whataburger: 24 hours (hours may vary)
Trill Burgers: 11 a.m. to 9 p.m. (hours may vary)
Smashburger: 10:30 a.m. to 9:30 p.m. (hours may vary)
Freddy’s Frozen Custard and Steakburgers: 10:30 am. to 10 p.m.
McDonald’s: 24 hours (hours may vary)
Burger King: 24 hours
Wendy’s: 6:30 a.m. to 12 a.m. (hours may vary)
Chick-fil-A: 10:30 a.m. to 8 p.m.
Taco Bell: 10 a.m. to 2 a.m.
Shake Shack: 10:30 a.m. to 9 p.m.
As for the New Year’s Eve, several businesses will have adjusted hours, so plan accordingly for any last-minute needs. Wishing everyone a safe and happy New Year!
In the ever-expanding realm of digital payments, Zelle has emerged as a powerhouse, seamlessly integrated into over 2,000 banking apps, offering users the convenience of instant and fee-free money transfers. However, the instantaneous nature of transactions and the potential for authorized yet fraudulent activities have rendered Zelle susceptible to criminal exploitation, with scams ranging from the sophisticated to the bizarre, including those involving puppies.
Amid concerns about the vulnerability of users to fraudulent schemes, a recent policy change brings a glimmer of hope for victims. Banks now have the authority to reclaim funds from criminals in specific cases of Zelle fraud. As we delve into the workings of the peer-to-peer payment system, explore how scammers leverage it, and discuss protective measures, stay informed to ensure your financial safety during the holiday season.
Understanding Zelle: A Peer-to-Peer Payment Marvel
Launched in June 2017, Zelle operates as a peer-to-peer (P2P) payment service under the ownership of Early Warning Services, a consortium of major U.S. banks. With accessibility to over 100 million banking customers, Zelle operates fee-free in collaboration with approximately 1,700 banks and credit unions. In the first quarter of 2023 alone, transactions through Zelle surpassed $180 billion, highlighting its popularity.
Designed to rival electronic payment services like PayPal, Venmo, and Cash App, Zelle enables banks to facilitate electronic transfers without incurring fees from third-party entities. Users can connect a debit card to the Zelle app if their bank does not directly support the service. Transactions are executed instantly and become irreversible once completed, a feature that makes Zelle an attractive tool for criminals.
Unmasking Zelle Scams: Tactics and Techniques
Most reported Zelle scams hinge on social engineering, leveraging false information and scare tactics to manipulate individuals into unwittingly authorizing money transfers. One prevalent scam involves phishing emails or text messages prompting users to confirm a fictitious Zelle payment. Subsequent to the victim denying authorization, scammers employ phone calls, posing as bank representatives, to guide victims through deceptive instructions that, instead of reversing transactions, transfer money to the fraudsters.
Another common scam begins with a message claiming a compromised bank account, urging immediate action. Responding victims are then targeted with phone calls masquerading as their bank, guiding them through the process of transferring money. Scammers may also pose as utility companies, threatening service disconnection and demanding Zelle payments to maintain power, as evidenced in a case from Lorain, Ohio.
Shielding Yourself from Zelle Scams: Practical Measures
Given the socially engineered nature of Zelle scams, taking concrete steps can fortify your defenses:
Avoid Responding to Unsolicited Messages: Refrain from responding to unexpected text messages or emails, especially those related to financial transactions. If in doubt, contact your bank directly to verify the legitimacy of such communications.
Be Wary of Urgent Requests: Scammers often create a sense of urgency to induce panic. Be cautious of any communication demanding immediate action or payment. In cases of suspected scams, disconnect and contact the business directly to verify the situation.
Protect 2-Factor Authentication: Never disclose your 2-factor authentication passcode, as it adds an extra layer of security to your accounts. Genuine institutions will never request this information, and sharing it compromises your account’s security.
Limit Zelle Use to Trusted Contacts: While Zelle offers a convenient payment service, restrict its use to known and trusted individuals or businesses to minimize the risk of falling victim to scams.
Recourse for Zelle Scam Victims: Reporting and Reimbursement
In the unfortunate event of a Zelle scam, swift action is crucial:
Contact Your Financial Institution: Immediately notify the financial institution involved in the transaction. Quick reporting facilitates prompt investigation and potential recovery of funds.
Report Zelle Scams to Major Banks: Utilize the provided links and phone numbers to report Zelle scams to major U.S. banks, including JPMorgan Chase Bank, Bank of America, Citibank, Wells Fargo, U.S. Bank, PNC Bank, Truist Bank, Capital One, and TD Bank.
Consumer Reimbursement Benefit: Zelle’s recent safety measures include a “new consumer reimbursement benefit for specific scam types.” Some banks have begun reimbursing victims of imposter scams, offering relief to those duped by scammers posing as government agencies, banks, or service providers.
Consumer Finance Protection Bureau Complaint: If your bank refuses reimbursement, filing a complaint with the Consumer Finance Protection Bureau may be an avenue for resolution.
As the holiday season brings an uptick in scams, Zelle’s evolving safety policies aim to protect consumers. Recent success stories highlight instances where victims were refunded, signaling positive changes in combating fraud. Stay vigilant, follow best practices, and leverage the available resources to safeguard your financial well-being.
In the wake of a series of significant earthquakes, Japan initially raised its highest-level tsunami alert on Monday. The largest quake, registering a magnitude of 7.6, triggered fires and building collapses along the west coast of Honshu, the country’s main island. The extent of casualties and injuries remains unclear.
The Japan Meteorological Agency reported over a dozen strong quakes in the Japan Sea off the coast of Ishikawa and nearby prefectures, commencing shortly after 4 p.m. local time. While the tsunami warning was eventually downgraded to a regular alert, cautionary measures persist as waves of up to 3 meters (10 feet) remain a possibility, coupled with potential aftershocks in the coming days.
At least six homes sustained damage, with occupants trapped inside, according to government spokesman Yoshimasa Hayashi. A fire broke out in Wajima city, Ishikawa Prefecture, and over 30,000 households experienced power outages.
Initially, the meteorological agency issued a major tsunami warning for Ishikawa and lower-level warnings for the western coast of Honshu, as well as the northernmost main island, Hokkaido. Hayashi emphasized the urgency of evacuating coastal areas, stressing, “Every minute counts. Please evacuate to a safe area immediately.”
The warning was later revised to a regular tsunami alert, still indicating the potential for waves of significant height. Aftershocks are anticipated in the region in the days ahead.
Japanese public broadcaster NHK TV initially projected water torrents reaching as high as 5 meters (16.5 feet). The network continued to broadcast warnings as aftershocks rattled the area. Evacuees were directed to stadiums, where they may remain for days to ensure their safety.
As people rushed to retrieve belongings, authorities cautioned against returning too soon, as there have been instances of individuals being swept away even hours after initial evacuation warnings.
Media footage depicted chaotic scenes, with people running through streets, fires erupting in residential areas, and significant infrastructure damage. Some sustained minor injuries during the evacuation process.
As rescue efforts unfold, Japan’s military is actively engaged, and emergency services are on high alert. Bullet trains in the affected area were temporarily halted, and parts of a highway were closed. Water pipes burst, and certain cell phone services in the region experienced disruptions.
The Meteorological Agency warned of the potential for more major quakes in the region over the next week, particularly in the coming days. The heightened seismic activity poses risks of landslides and further structural damage.
Tsunami warnings were also issued for parts of North Korea and Russia. The Japanese government has established a special emergency center to rapidly disseminate information to residents and coordinate safety measures.
U.S. President Joe Biden expressed readiness to provide assistance, stating that his administration is in contact with Japanese officials. While Japan is accustomed to seismic events, Monday’s tsunami alert marked the first of its magnitude since the devastating quake and tsunami of March 2011, which led to nuclear plant meltdowns. Hayashi assured that nuclear plants in the affected area reported no irregularities, and radiation levels remained stable according to monitoring posts.
In a high-stakes showdown, neither the Pac-12 nor the Big 12 has tasted national championship glory during the four-team College Football Playoff era. As the curtains fall on their current conference affiliations, No. 2 Washington (13-0) and No. 3 Texas (12-1) gear up to clash in the Sugar Bowl, the second of Monday’s College Football Playoff semifinals, scheduled for 8:45 p.m. ET in New Orleans. This matchup marks the Huskies’ second appearance in the CFP, having previously bowed out in the semifinals in 2016, while the Longhorns make their Playoff debut.
For the unfortunate loser on Monday night, it will signify the end of an era in its current conference. Washington is set to join the Big Ten after this season, while Texas embarks on a new journey in the SEC.
Despite the Pac-12 and Big 12 collectively holding a modest 2-7 record in the Playoff, both Washington and Texas have emerged as formidable contenders for the national title in 2023. Washington, spearheaded by Heisman Trophy finalist Michael Penix Jr., boasts an impressive 4-0 record against teams in the final CFP rankings. Meanwhile, Texas claims a standout victory of the season, securing a 10-point triumph at Alabama in September, and rallying with seven consecutive wins following a setback against arch-rival Oklahoma.
For live updates leading up to kickoff, stay tuned with The Athletic’s dedicated coverage.
Date: Monday, Time: 8:45 p.m. ET, Location: New Orleans, Broadcast: ESPN
As the anticipation builds, odds favor Texas with a -3.5 spread. Football enthusiasts are invited to tune in to ESPN for the thrilling clash between these two powerhouse teams in a bid to secure their spot in the coveted national championship game.
In a heartfelt ceremony, surrounded by family and close friends, John Whitmire officially assumed the role of the City of Houston’s 63rd mayor shortly after the stroke of midnight on January 1, 2024.
The early morning swearing-in unfolded in the dignified City Hall Proclamation Room, presided over by Harris County Justice of the Peace Victor Trevino, III. The oath of office was administered as Whitmire, placing his left hand on a bible held by his daughters, Whitney Whitmire Jenkins and Sarah Whitmire, pledged his commitment to serve the vibrant city.
Mayor John Whitmire, flanked by his daughters, taking the oath of office
Following the brief yet significant ceremony, Mayor Whitmire took the podium, expressing his dedication to ushering in a new era of ‘total transparency’ within his administration. He took the opportunity to extol the greatness of Houston, emphasizing the collective effort needed to propel the city forward.
“We have a great city with great people, and we must do everything possible to ensure Houston goes forward and becomes greater. From our Medical Center to our Port to the Spaceport, we will do everything we can,” remarked Mayor Whitmire.
After the celebratory moment, Mayor Whitmire wasted no time in joining Police Chief Troy Finner for a ride-along across various neighborhoods in Houston. The purpose was to gain firsthand insight into the challenges faced by first responders and underscore the importance of public safety.
“I am making public safety my highest priority from day one,” he declared, “supporting our officers and improving public safety for all our communities. Chief Finner and I are going to go to scenes throughout the morning to show our appreciation for first responders and let the citizens of Houston know that we have no higher priority than to do everything we can to make this a safer city, and I know we can do it. I know that officers are fired up to work for Chief Finner and Mayor Whitmire. Let’s go to work.”
Mayor Whitmire and Police Chief Finner on a ride-along
Beyond the immediate focus on public safety, Mayor Whitmire outlined a comprehensive agenda, promising to create a balanced and transparent budget, enhance city services, restructure the permitting office, address homelessness, combat illegal dumping, and upgrade critical infrastructure, including the water system, flooding, and drainage.
The official public inauguration of Mayor Whitmire, alongside City Controller Chris Hollins and the Houston City Council, is set to take place at 9:30 a.m. on Tuesday, January 2, at the esteemed Wortham Theater Center. The event will mark the formal commencement of their respective roles in guiding the city’s future.
In a welcome trend for home buyers grappling with the challenges of the least affordable housing market since the 1980s, U.S. mortgage rates continued their downward trajectory this week. The decline, which began in early December, marks the ninth consecutive week of falling rates, bringing relief to those navigating a challenging real estate landscape.
According to data released by Freddie Mac on Thursday, the 30-year fixed-rate mortgage rate averaged 6.61% in the week ending December 28, down from 6.67% the previous week. This shift represents a significant improvement for homebuyers compared to the 6.42% average recorded a year ago. The consistent decline in rates over the past two months can be attributed to the anticipation of Federal Reserve rate cuts expected to commence next year.
Freddie Mac’s chief economist, Sam Khater, commented on the situation, stating, “The rapid descent of mortgage rates over the last two months stabilized a bit this week, but rates continue to trend down.” Despite the stabilization, experts caution that holiday-driven fluctuations may introduce some noise into the data.
Realtor.com economist Jiayi Xu urged caution in interpreting the latest mortgage rates, emphasizing the seasonal nature of the market during this time of the year. While the current decline in rates is a positive development, it may not immediately translate into a significant sales recovery, given the persistent challenge of limited housing inventory propping up home prices.
Looking ahead to 2024, economists anticipate further declines in mortgage rates. Federal Reserve officials have recently projected a median of three rate cuts next year. These potential rate cuts are expected to exert downward pressure on mortgage rates, as the central bank’s actions play a pivotal role in influencing borrowing costs.
Mortgage rates closely track the yield on 10-year U.S. Treasuries, responding to expectations and reactions related to the Fed’s policies. Despite the ongoing decline in mortgage rates, the real estate market’s recovery is tempered by the scarcity of housing inventory, contributing to the resilience of home prices.
While the current environment hasn’t yet translated into a substantial rebound in sales, industry experts express optimism about a potential nascent recovery in the housing market if inflation continues to decelerate in the coming year.
