By: Michael Esparza
If you are looking for a credit card that rewards you for dining, travel, and everyday purchases, the American Express Gold card might be the perfect choice for you. The American Express Gold card is a premium card that offers a generous welcome bonus, flexible redemption options, and valuable benefits that can enhance your lifestyle. Here are some of the perks and benefits of the American Express Gold card:
Welcome Bonus
The American Express Gold card offers a sizable welcome bonus of 60,000 Membership Rewards points after you spend $6,000 on eligible purchases with your new card within the first 6 months of card membership. This bonus is worth up to $600 when redeemed for statement credits, gift cards, or on Amazon.com, or even more when transferred to one of AmEx’s many travel partners.
Rewards Points
The American Express Gold card earns 4 Membership Rewards points per dollar when you dine at restaurants, including takeout and delivery in the U.S., 4 points per dollar at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1 point per dollar), 3 points per dollar on flights booked directly with airlines or through American Express travel, and 1 point per dollar on other eligible purchases. These are some of the highest earning rates among credit cards, especially for food-related purchases.
Dining Credit
The American Express Gold card also offers a $120 annual dining credit, which gives you up to $10 in statement credits monthly when you enroll and pay with your card at Grubhub, The Cheesecake Factory, Goldbelly, Milk Bar, Wine.com, and participating Shake Shack locations. This credit can help you save money on food delivery, restaurant meals, gourmet treats, and wine.
Uber Cash
Another benefit of the American Express Gold card is the $120 annual Uber Cash, which gives you $10 in Uber Cash per month when you add your card to your Uber account. You can use Uber Cash for U.S. Uber Eats orders or Uber rides. This benefit can help you enjoy convenient transportation and food delivery services.
Travel Benefits
The American Express Gold card also comes with several travel benefits that can make your trips more comfortable and rewarding. Some of these benefits are:
- No foreign transaction fees: You won’t have to pay any extra fees when you use your card abroad.
- $100 airline fee credit: You can get up to $100 in statement credits per calendar year for incidental fees, such as checked bags and in-flight refreshments, charged by one selected qualifying airline¹.
- Hotel Collection: When you book two or more consecutive nights at a participating hotel through American Express travel, you can get a $100 hotel credit to spend on qualifying dining, spa, and resort activities, and a room upgrade at check-in, when available.
- Travel insurance: You can get coverage for trip cancellation and interruption, trip delay, baggage loss and damage, car rental loss and damage, and travel accident¹.
- Global Assist Hotline: You can get access to 24/7 emergency assistance, such as medical, legal, and financial referrals when you travel more than 100 miles from home.
Other Benefits
The American Express Gold card also offers other benefits that can protect your purchases and enhance your membership experience. Some of these benefits are:
- Purchase protection: You can get coverage for up to 90 days from the date of purchase if your eligible purchases are accidentally damaged, stolen, or lost.
- Extended warranty: You can get an additional year of warranty on eligible purchases that have an original manufacturer’s warranty of 5 years or less.
- Amex Offers: You can get access to exclusive discounts and bonus points at participating merchants when you add offers to your card.
- Membership Rewards: You can enjoy the flexibility and variety of the Membership Rewards program, which allows you to redeem your points for statement credits, gift cards, merchandise, travel, and more. You can also transfer your points to one of AmEx’s many travel partners, such as airlines and hotels, to get more value and options for your points.
- American Express App: You can manage your account, track your spending, pay your bills, and access digital tools, such as chat, fraud alerts, and Amex Offers, from your smartphone.
Is the American Express Gold Card Worth It?
The American Express Gold card is a great card for anyone who loves dining, travel, and everyday rewards. The card can easily pay for itself if you use the credits and benefits and redeem your points for travel. The card offers a generous welcome bonus, high earning rates, flexible redemption options, and valuable benefits that can easily offset the $250 annual fee. With certain restaurants and Uber giving you a total of $240 in credit, you’re essentially paying $10 for the card. If you can take full advantage of everything this card offers, you will experience the gold standard of credit card membership.
If you’re interested in applying for the American Express Gold card, visit
https://americanexpress.com/en-us/referral/MICHAEQEOp?xl=cp01 to apply for your card today!
