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10 Tips from on the Road Lending to Help You Reduce Damage to Your Car in a Flood or Storm

On the Road Lending is a 501(c)3 nonprofit organization founded in 2013 that provides vehicle selection assistance and long-term financial mentoring to help low- to moderate-income individuals and working families overcome transportation barriers so they can get to work, lead healthier lives, and avoid predatory lending. We help people improve their credit and purchase fuel-efficient, reliable cars, financing them through our sister private-equity loan fund with a low-cost loan. Learn more at ontheroadlending.org.

  1. Take photos of your vehicle before it’s damaged. This a critical step to making any claims process easier.
  2. Check the weather before you leave your house or work.
  3. Don’t drive through standing water. Turn around and find a safer route to higher ground. Even after a storm, avoid driving through puddles. It’s hard to tell how deep they are, and you could damage your undercarriage.
  4. Avoid following larger vehicles as you move to safety. They can cause waves that will damage your car.
  5. Be sure to close all of your vehicle’s windows, doors and sunroof.
  6. If you are suddenly surrounded by water in a flash flood, turn off your vehicle immediately and get out of the car to safety.
  7. If you have to leave your vehicle in an area that may flood, disconnecting your battery can prevent damage to sensitive computerized and electronic components.
  8. If it’s hailing, find cover at a gas station or parking garage. Don’t park under a bridge or overpass. Parking close to a building can also reduce hail damage.
  9. Before the storm, cover your car with blankets or a hail cover—even floor mats will work!
  10. Inspect the surroundings where you park your car—are there trees, loose roof tiles or other objects that may damage your car if winds are high

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